SSDI Benefits Lawyer in Greenville, North Carolina

Sometimes, applying for Social Security Disability Insurance (SSDI) benefits can feel overwhelming.  After all, you are likely dealing with a serious medical condition that is preventing you from working and earning an income. However, it's important to remember that these benefits are meant to provide financial assistance to those who are unable to work due to a disability.

Whether you’re just beginning the process or need help with an appeal, our attorney, Richard L. Cannon III, and his dedicated staff are here to guide you every step of the way. Our team prides itself on its integrity and collaboration, ensuring you get the honest and dedicated support you deserve. Contact us today to understand your rights and options and how we can help.  

What Are SSDI Benefits?

SSDI benefits provide financial assistance to individuals unable to work due to severe disability. These benefits are part of the Social Security program and are designed to help cover living expenses and medical costs. 

To qualify for SSDI, applicants must have a significant work history and have paid Social Security taxes. The benefit amount is based on the individual's lifetime average earnings covered by Social Security.  

Unlike Supplemental Security Income (SSI), which is need-based, SSDI is an entitlement program, meaning that benefits are earned through payroll contributions. Eligibility requires meeting specific medical criteria and being deemed disabled under Social Security Administration guidelines. 

Who Is Eligible for SSDI?

To qualify for SSDI benefits, you must meet the following criteria: 

• Have a medical condition that meets the Social Security Administration’s (SSA) definition of disability. 

• Have a disability that has lasted or is expected to last at least one year or result in death. 

• Be unable to perform any substantial gainful activity. 

• Have sufficient work credits based on your age and work history. 

• Not be currently engaged in substantial gainful activity, meaning you are not earning above a certain amount set by the SSA. 

How to Apply for SSDI Benefits

Applying for SSDI benefits involves several steps:

1. Gather documentation: Collect all necessary medical records, employment history, and other relevant information. 

2. Complete the application: You can apply online, by phone, or in-person at your local SSA office. 

3. Wait for a decision: The SSA will review your application and may request additional information or a consultative exam. 

4. Appeal if denied: If your initial application is denied, you have the right to appeal. This process can be complex, but we are here to help. 

North Carolina Laws and SSDI: What You Need to Know

North Carolina has specific regulations and guidelines that can impact your eligibility and the process for obtaining SSDI benefits. 

General Eligibility Requirements 

You must meet medical and non-medical criteria in North Carolina to qualify for disability benefits. You must be under 67 and have earned enough work credits, with a maximum of four credits possible per year. The number of credits needed depends on your age when you become disabled.  

Medical Conditions That Qualify for Benefits 

To qualify for disability benefits in North Carolina, your condition must significantly limit your ability to perform basic work tasks. The Social Security Administration (SSA) lists severe medical conditions in its Blue Book that automatically qualify for benefits. If your condition isn’t listed, the SSA will assess if it is as severe as a listed condition to determine eligibility. 

Medical Evidence and Documentation 

Strong medical evidence and documentation are necessary for approving your disability claim. You need to provide medical records, lab results, and statements from doctors explaining the nature and severity of your condition. Documentation should also show how the disability affects your daily activities and work abilities. 

Interaction With State Programs 

In addition to federal SSDI benefits, North Carolina residents may qualify for state-specific programs and assistance. Understanding how these programs interact with SSDI can maximize your benefits. 

Common Challenges to SSDI Claims in North Carolina

If you’re looking to file your SSDI claim in North Carolina, or any state for that matter, here are a few roadblocks you might expect: 

Denied Claims 

Many SSDI applications are initially denied. This can be discouraging, but it’s not the end of the road. Cannon Law Offices, PLLC specializes in handling appeals, increasing your chances of a successful outcome. 

Complex Medical Evidence 

Providing sufficient medical evidence is critical for your claim to be successful. We work with your healthcare providers to gather detailed and persuasive medical records that support your case. 

Bureaucratic Hurdles

The SSDI process involves significant paperwork and interactions with government agencies. Our experience and attention to detail help streamline this process, reducing stress and avoiding common pitfalls.